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Do I need rental car insurance?

Yes.  If you’re in an accident with a rental car with no physical damage or liability waivers, you now need to file a claim with your personal auto carrier and pay any applicable deductibles. Reporting and sorting through the loss details may cause you to miss a flight or scheduled meeting. Purchasing rental car insurance can certainly save you time and the hassle.

Does Homeowner's or Renter's Insurance cover flood?

No.  Most homeowners' insurance policies do not cover floods. Only flood insurance reimburses homeowners for flood damage to property.

What is an Umbrella policy?

An umbrella policy provides you with an extra layer of protection, in case of a large lawsuit. They are intended to protect your current assets and future earnings. Whether you are old or young, everyone should have an umbrella policy.

Why do I need renter's Insurance?

Renter's Insurance covers damage to your belongings due to Fire, Lightning, Hail, Theft, and Injury that will not be covered by landlord's Insurance.

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